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Average customer rating
Buildings, home contents, or both. One policy, one debit order, and a king who actually pays out. Around R10 million in claims, every single day. It's that simple.
⭐4.7 on Hellopeter | ⏱️ Home insurance claims paid in 4 days on average
R10 million
paid in claims, on average, every single day
4.7 ★
Hellopeter · 111,915 reviews
96%
got it right (National Financial Ombud)
60,000+
quote requests every month
This trips up almost everyone, so let's sort it in 10 seconds. Everything that falls out is contents. Everything still standing is buildings. Most homeowners need both. Renters usually only need contents.
Home contents insurance
Royal tip: if it would fall out when you turn your house upside down, it belongs under home contents insurance, not buildings.
Home insurance premiums are risk profile-dependent, paid monthly and reviewed annually. T's & C's apply.
Home assist, included
Plumbers, electricians and locksmiths on call when a pipe bursts at 22:00 on a Sunday.
Extras on contents
Stolen washing, spoiled food, lost keys, guests' belongings and even a hole-in-1 celebration. Up to 2 claims in any 12 months.
You call the shots
Quote, manage and claim by WhatsApp, the app, the self-service portal or online. Whatever suits you.
Flexible excess
Choose a higher excess for a lower monthly premium, or the other way round. Your choice, our pleasure.
Home insurance quote FAQs
Find clear answers to the most common home insurance questions in South Africa. Learn how cover works, what affects your premium, and how to save with King Price.
There is no single price. Your premium depends on your sum insured, your suburb and its claims history, your security measures, the excess you choose, your claims record, the type of home you live in and whether you bundle other products on the same policy. That is why a quote takes a couple of minutes rather than being a number on a page.
About 2 minutes. Give us your name, cell number and email, and we'll call you back with a tailored quote.
If you have a home loan, then yes. As a condition of your bond, you're required to have buildings insurance, but you're free to choose your own insurer rather than the one your bank offers. Even without a bond, it's still a good idea to insure your home in case anything goes wrong.
Insure for full replacement value. For buildings, that's what it would cost to rebuild from scratch, including professional fees, demolition, waste removal and making the site safe. For contents, it's what it would cost to replace everything new. If you insure for less, we pay claims proportionately.
Yep, we do! You can insure your swimming pool and its pumps under buildings insurance, along with boreholes, gate motors, tennis courts, fences, driveways and underground pipes and cables.
Yes, but only if they're fitted to the floor. Loose carpets and rugs should be insured as home contents. Same rule as everything else: if it would fall out when you turn the house upside down, it's contents.
On average, 4 days for both buildings and home contents claims. Portable possessions average 5 days.
Yes. Buildings, home contents, car, motorbike, caravan, trailer and portable possessions can all sit on one King Price policy, on one monthly debit order.
*Premiums are risk profile dependent and reviewed annually
Licensed insurer | Authorised FSP 43862 | T's & C's apply | All quotes are commitment-free.
